General Assessment

Variable(2018)
Data
Main constraints in the development of the housing finance sector  
New developments that will have a major impact on the sector 
back to top | Country Data:
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: % change in average house price
Notes: % change in average house price
Notes: % change in average house price
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 2010=100
Notes: 80% for loans issued with up to 30 years maturity and 10 years interest-only period and 70% for loans with an unlimited maturity and interest-only period. From July 2009 the limit rises to 75%.
Notes: 80% for loans issued with up to 30 years maturity and 10 years interest-only period, 70% for loans with unlimited maturity and interest-only period. From July 2009, the limit rises to 75%
Notes: 80% for loans issued with up to 30 years maturity and 10 years interest-only period, 70% for loans with unlimited maturity and interest-only period. From July 2009, the limit rises to 75%
Notes: 80% LTV for residential properties
Notes: 80% LTV for residential properties
Notes: 99% of the Market
Notes: A mortgage loan is declared in default after 3½ months of non-payment, and then forced sale procedures are initiated.
Notes: A mortgage loan is declared in default after 3½ months of non-payment, and then forced sale procedures are initiated.
Notes: Actual value is -0.13
Notes: Actual value is -0.20
Notes: Actual value is -0.29
Notes: Actual value is -0.30
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Average price, not median price
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Base Year = 2010
Notes: Calculated from interest accrued on krone-denominated loan accounts divided by average loan balance in the quarter. † Prior to 2002, other depository corporations' lending rates were based on information collected by the Danish Financial Supervisory Authority. Since then, Denmark's Nationalbank has been responsible for collecting these data and a number of methodological changes were introduced. These include a reduction in the number of reporters from 98 to 23 other depository corporations, and a refocusing of the data on other depository corporations' domestic lending operations. † Prior to second quarter of 1993, calculated from interest accrued on both krone- and foreign currency-denominated loan accounts divided by average loan balance (including nonperforming loans from 1991) in the quarter. † Prior to 1990, weighted average rates on overdrafts.
Notes: Covered bonds secured by the mortgage.
Notes: Danish government and financial supervisory authority
Notes: Danish government and financial supervisory authority
Notes: Government
Notes: Government
Notes: Government
Notes: More than 40% of low-income households acknowledge receiving a housing allowance
Notes: Mortgage Banks
Notes: Mortgage Banks
Notes: Mortgage Banks
Notes: Mortgage Banks
Notes: Mortgage Banks
Notes: National figure, includes non-urban areas
Notes: National figure, includes non-urban areas
Notes: National rate, includes non-urban areas
Notes: National rate, includes non-urban areas
Notes: National rate, includes non-urban areas
Notes: National rate, includes non-urban areas
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Regulated subject to the Financial Business Act, Mortgage-Credit Loans and Mortgage-Credit Bonds Act
Notes: Regulated subject to the general Financial Business Act; specific Mortgage-Credit Loans and Mortgage-Credit Bonds Act
Notes: Retail Banks
Notes: Retail Banks
Notes: Retail Banks
Notes: Retail Banks
Notes: The central government provides on-lending and government guarantees to a number of government-owned companies
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information
Notes: View the Mortgage Credit Act for further information