Macro-economic Data

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A. Demography and Macroeconomy

A.1 Population
VariableEnd of 2018End of 2017End of 2016SourcesVar ID
Total population89.25 million81.34 million78.74 million
IMF
A.1.1
Average household size  5.30
EDS-RDC
A.1.3
Urban population (% of total) 43.54% of total43.02% of total
WDI
A.1.4
Urban population growth (annual %) 4.46%4.5%
WDI
A.1.5
A.2 Economy
VariableEnd of 2018End of 2017End of 2016SourcesVar ID
GDP, current prices (U.S. dollars)42,692 USD (millions)41,441 USD (millions)39,324 USD (millions)
WEO
A.2.1
GDP based on PPP valuation of country GDP (Current international dollar)72,872 USD (millions)68,453 USD (millions)65,020 USD (millions)
WEO
A.2.2
GDP per capita, current prices (U.S. dollars)478.32 USD 478.24 USD 467.41 USD
WEO
A.2.3
GDP based on PPP per capita GDP (Current international dollar)816.46 USD 789.95 USD 772.85 USD
WEO
A.2.4
GDP, constant prices (Percent change)3.8%3.42%2.4%
WEO
A.2.5
Inflation, end of period consumer prices (Percent change)20%55%23.6%
WEO
A.2.6
GDP, deflator (Index)601.51509.00381.55
WEO
A.2.7
Consumer price index  133.85
WDI
A.2.8
GINI Index  42.10
WDI
A.2.9
Median national annual household income 101.46 USD 34.92 USD
Editor
A.2.10
Growth in urban household income (%/year)A.2.13
Employment (% of total laborforce)A.2.14
Self-employed60.4%60.4%60.4%
ILO
A.2.14.1
Unemployed4.2%4.1%4.3%
ILO
A.2.14.3
Interest Rates:A.2.15
Central bank lending/discount rate15%21%10.5%
IFS
A.2.15.1
Yield on 3 months treasury bills10%  
Central Bank of Congo
A.2.15.2
Average bank deposit rate4.92%4.19%3.38%
IFS
A.2.15.4
Lending rate19.69%20.62%19.05%
IFS
A.2.15.5
B. Housing Market
B.1 Housing Stock: Production, Transactions
VariableEnd of 2018End of 2017End of 2016SourcesVar ID
Number of dwelling units:B.1.1
Characteristics of housing stock:B.1.3
Tenure in urban areas (%):B.1.4
Estimated Number of units completed/yearB.1.5
B.2 Housing Prices and Cost for Urban Areas or Capital City
VariableEnd of 2018End of 2017End of 2016SourcesVar ID
Median urban house price in USD:B.2.1
Median house price to median annual HH income:B.2.2
Annual average % change in median house prices:B.2.3
M2 construction cost for median quality houseB.2.4


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Notes: According to the law, mortgages can be insured but no practical examples of MI have been encountered during this research.
Notes: Actual value 1705.11
Notes: Actual value 2729.79
Notes: Actual value 4227.98
Notes: Actual value 4583.08
Notes: Actual value 509.76
Notes: Actual value 9796.90
Notes: By law, borrowers don't have the right to access their data in the credit bureau or credit registry.
Notes: HEKIMA and PAIDEK
Notes: Housing microfinance is not well developped in DRC. Only 2 MFIs registered to the BCC offer housing microfinance loans in the Kivu regions. IMF HEKIMA offers a 'Crédit solidaire aux enseignants et personnel soignants' to support housing. HEKIMA offers loans from 300 to 5 000 USD over 6 months zith a 2% interest rate to groups of people (10 to 50 people). PAIDEK offers a 'Credit Habitat' to individuals willing to imrpove their housing. The maximum amount offered by PAIDEK is 5000 USD over 15 months with a 2% interest rate (degressive).
Notes: The tax rate on rented buildings and land and subleases' profits are fixed at 22%.
Notes: 'The transfer of a building in the Democratic Republic of the Congo gives rise to the payment, by the purchaser, of a registration duty amounting to 3% of the building's value for a normal sale.'